What is CO-OP Shared Branching and what does it mean to me?
Shared Branching is a national network of credit unions from all over the country that share facilities to give members thousands of convenient locations to perform transactions just as if they were at their home credit union.
Why would I visit a CO-OP Shared Branching Location?
You can perform many of your financial transactions and obtain services at branch locations or other credit unions belonging to the network.
What types of CO-OP Shared Branching services are available?
Deposits and Withdrawals
Loan Payments and Loan Advances Transfers
Additional services at most outlets:
Withdrawals via Official Checks
Recent Account History
How can I find a CO-OP Shared Branching location?
You can find locations and availability of CO-OP Shared Branching Outlets using the locater on our web site https://www.inspiruscu.org and on the internet at https://co-opcreditunions.org , or by calling (888)-SITE-CO-OP.
Can I use CO-OP Shared Branching while traveling?
Yes! No matter where you may be on the road, your Credit Union is now as close as the nearest CO-OP Shared Branching Outlet. With so many convenient locations, you will be able to access your Inspirus Credit Union account even if you travel or reloc...
If I make a deposit using the CO-OP Shared Branching Network, will the deposit be placed on hold?
The funds that you deposit at CO-OP Shared Branching Outlet may not be available for immediate withdrawal from your Credit Union account. HOLDS are placed by your own credit union on items you deposit through CO-OP Shared Branching Outlet by your ...
Can I place a STOP Payment at a CO-OP Shared Branching location?
A CO-OP Shared Branching Outlet CANNOT accept a stop payment request on your checking account. YOU MUST CONTACT YOUR OWN CREDIT UNION . If you need to place a stop payment on a check you obtained from the CO-OP Shared Branching Outlet such as a cas...
Is there a limit on how much cash I can withdrawal from a CO-OP Shared Branching Location?
A CO-OP Shared Branching location may limit cash withdrawals to $500 per day, regardless of your own Credit Union
Is there a Surcharge Fee for a CO-OP Shared Branching transaction?
Most regular transactions such as deposits and cash withdrawals are performed without charge. Some fees are assessed for specific transactions performed and services obtained, at a CO-OP Shared Branching location. You may refer to the Member Fee Sch...