The funds that you deposit at CO-OP Shared Branching Outlet may not be available for immediate withdrawal from your Credit Union account. HOLDS are placed by your own credit union on items you deposit through CO-OP Shared Branching Outlet by your credit union’s Hold Policies. REMEMBER – THE LOCATION DOES NOT PLACE THE HOLDS ON YOUR ACCOUNT, YOUR CREDIT UNION DOES. A CO-OP Shared Branching Location CANNOT REMOVE A HOLD PLACED ON YOUR ACCOUNT. YOU MUST CONTACT YOUR CREDIT UNION.